401k Price Comparisons: "Low Fees" 401k Plans Vs. NO Fees 401k Plans
| 401k Easy has been in business for over 30+ years, providing small businessess with the most 401k for least amount of money -- and NO 401k fees "skimmed" from 401k plan assets ! | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| Providers | Employer's choice of any self-directed brokerage, including commission-free stock and bond trades, and unlimited access to all no-load mutual funds, index funds, and ETFs. | Base Plan Cost for 15 Employees | + | Additional Per-Employee Cost | = | Annual base price paid by employer BEFORE 401k fee skimming annually from employees' retirement savings year-after-year |
Percentage of 401k fees skimmed annually from employees' retirement savings year-after-year |
401k fees skimmed annually from employees investing in a 401k holding $1 million in assets |
TOTAL ANNUAL COST for a 15-person 401k holding $1 million in employees' retirement savings |
| 401k Easy | YES | $995 | + | (NONE) | = | $995 | (NONE) | (NONE) | $995 |
| ForUsAll 401(k) | NO | $2,500 | + | (NONE) | = | $2,500 | 0.35% | $3,500 | $6,000 |
| Guideline 401(k) | NO | $1,188 | + | $96 (Multiplied by 15 Employees) = $1,440 |
= | $2,628 | 0.06% | $600 | $3,228 |
| Human Interest 401(k) | NO | $1,440 | + | $48 (Multiplied by 15 Employees) = $720 |
= | $2,160 | 0.58% | $5,800 | $7,960 |
| Saveday 401(k) | NO | (NONE) | + | (NONE) | = | (NONE) | 0.45% | $4,500 | $4,500 |
| Ubiquity 401(k) | YES | $1,980 | + | $60 (Multiplied by 15 Employees) = $900 |
= | $2,880 | 0.05% | $500 | $3,380 |
